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What Does 0% Commission Actually Mean for Sellers?

The Bubble Art · 5 min read

"0% commission" sounds too good to be true, so it's worth being precise about what it does and doesn't mean — and why the distinction matters to your bottom line.

What it means

Commission is the platform's cut of your sale price. "0% commission" means the platform takes none of it. On a $500 sale, a marketplace charging 15% keeps $75 of your money; at 40% it keeps $200; at 0% it keeps nothing from the sale price. That's the entire idea: the value of the sale stays with you.

What you still pay

Zero commission is not zero cost. You still pay the payment-processing fee — roughly 3% — that the card networks charge on every online transaction, everywhere. No platform can waive that, because it's not their fee to waive. So "keep up to 97%" is the honest figure: 100% minus the ~3% processor cut. Anyone claiming you keep literally 100% is glossing over the processor.

Why it matters

The commission is usually the largest cost of selling, so removing it is the biggest single improvement to your take-home — far more than selling slightly more at a worse rate. And it compounds: every sale, every month, the difference adds up.

Annual salesLost to 15% commissionLost to 40% commissionLost to 0%
$10,000~$1,500~$4,000$0

(Before the ~3% payment fee, which applies in every column.) See the full fees comparison for the platform-by-platform detail.

Keep up to 97% of every sale. 0% platform commission on art and cards.
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Frequently asked questions

What does 0% commission mean?

The platform takes none of your sale price as commission. You keep the full sale value, minus only the standard payment-processing fee.

Is there really no fee at all?

You still pay the ~3% payment-processing fee that every online platform charges, because it's the card networks' fee. That's why the honest figure is "keep up to 97%", not 100%.

Why does removing commission matter so much?

Commission is usually the biggest selling cost, so cutting it to zero is the largest single boost to your take-home — and it compounds across every sale.

Related: Marketplace fees explained · 0% commission marketplace · Marketplace fees · Sell art online with 0% commission